Simplest application procedure: If you opt for any type of loan in India, you are hesitant to fill out different complex application forms. This can lead you to make mistakes that can delay the process. Don`t worry, because you don`t have to deal with this kind of problem when choosing the home credit loan. You only need to provide basic information about yourself and documents such as the PAN and proof of address to apply for a personal loan. The money you borrow as part of a home loan is normally repaid every week (or fourteen days) to an agent who calls you home. If you do not want to opt for one of the online methods and want to rely on the traditional offline payment method, you can opt for the cash deposit method. .